Who Is Responsible For A Rideshare Accident?
One of the most popular ways to travel today is by using a rideshare service. These businesses operate by having private citizens transport customers in their own vehicles from one place to another, and while ridesharing is a convenient way to get around it can cause serious concern about liability when an accident occurs. If you or someone that you know has been injured in a rideshare accident in the Houston area, the experienced personal injury attorneys at the Gilde Law Firm are here to help. Call the office or contact us today to schedule a free consultation of your case now.
Another Driver is at Fault
When another driver is at fault in an accident involving a rideshare driver, the claims process after an accident works the same as any other auto accident. The injury victim’s attorney will negotiate with the insurer of the driver at fault for the accident to secure a settlement for the injuries sustained in the crash. However, things can get complicated if the rideshare driver shares or is solely at fault for an accident.
Rideshare Driver is at Fault
If the rideshare driver is at fault for an accident, their auto insurance kicks in first to cover the costs associated with the crash, including the damages of an injury victim. In Texas, any driver operating as a rideshare driver must carry a minimum of $50,000 for death and/or injury per person per accident, $100,000 for death and/or injury to all parties per accident, and $25,000 for damage to property per accident. However, depending on when the accident occurs there may be additional insurance available for victims to seek compensation for their injuries.
All rideshare companies carry additional insurance of $1,000,000 that covers any additional damages above the limits of the rideshare driver’s auto insurance, but it only applies during certain times. If the rideshare driver is behind the wheel but does not have the rideshare app on, only their insurance coverage applies. The same is true if the app is on but the driver is waiting for a rideshare request. However, the rideshare company’s insurance coverage applies as soon as a driver matches with a customer and is making their way to pick them up or is in transit with the passenger on their ride. This additional coverage applies to anyone that is injured in a rideshare accident, not just the passenger of the rideshare driver. To learn more, talk to our office today.
Call or Contact Gilde Law Firm Now
Utilizing a rideshare is a great way to get around Houston, but it is important to understand how this method of transportation can cause issues if an accident occurs. Have you or a loved one been injured in a rideshare accident? If so, the experienced and compassionate Houston rideshare accident attorneys at Gilde Law Firm are here to help. Call the office or contact us today to schedule a free consultation of your case now.
Resource:
uber.com/us/en/drive/insurance/
